House Hunting Here we Come

Looking back I'm not quite sure what we were thinking when we dove head first into house buying. We contemplated mortgages and decided on Sovereign Bank. I went to get us pre-approved and while my credit is rather stellar, sadly Marc's is not. Thankfully, I could still get a fairly decent mortgage on my own. The gentleman I spoke with told me I could be approved for $140,000(remember this number it will become important later). Not knowing any better I took his word and we began the house hunt...on our own. Why we didn't immediately try and get help I'm not sure. I got pre-qualified(We have since figured out this is the word to use, not pre-approved as I would have though) in November of last year and we began scanning craigslist and the those little house magazines you get for free at the supermarket. We hemmed and hawed and finally decided perhaps a mobile home was the way to go, again, not sure why. We found a few we liked and fell in love with the first one we saw. Sadly though, the mortgage plus the park fee's were out of our range so we continued looking. Marc smartly decided one day that we should take a drive through the park his cousin lives in. We found a cute little home that was for sale by owner, got in touch with him, and looked at it the next weekend. We immediately fell in love with it, and began the home buying process...or so we thought.